I have a real name, but for the purposes of blogger anonymity, you can call me Gossip Girl.

Kidding. I’ll just go by S.

I am not Gossip Girl.

I am also not the Financial Superstar.

I mean, maybe I’m a financial superstar in my own life, but the title of this blog isn’t referring to me.

It’s referring to you.

You’re the Financial Superstar.

Perhaps you don’t see yourself that way. Maybe money’s tight right now, and you’re just trying to do the best you can with what you’ve got. Maybe you’ve made some money mistakes in the past. (Who hasn’t?) Maybe you’re struggling to pay off debt or build up some savings. Maybe you’re just starting to set financial goals and work towards them.

But I can assure you that it’s true – or it can be. This blog’s for you.

What this blog is not really about: advice.

There are plenty of knowledgeable, respectable, non-jerkface personal finance experts who are ready and willing to offer advice and help you find firmer financial footing, and I’d be happy to help you connect with them.

But as someone who’s spent the last few years paying off a big chunk of debt, I know that finding and following sound advice is only one ingredient to success for people striving to improve their personal finances.

It’s also helpful if you have someone cheering you on and encouraging you along the way. Someone who knows how tough the journey can be. Someone who’s ready to acknowledge every win, big or small. Someone who sees and recognizes your effort. Someone who will tell you to keep going when you don’t really feel like it.

What this blog is about is encouragement.

Regardless of your income, debts, financial history, or past mistakes, if you’re trying to make the most of the money you’ve got, you’re the real MVP. And I’m here to tell you that! Think of me as the annoying cheesy dorky yet charming middle-aged lady on the sidelines, holding up a big GO YOU! sign.

I’ll be posting twice a week, on Tuesdays and Fridays. You can follow along on this blog or subscribe to the newsletter, which will go out on Saturdays.

You’re awesome. You matter. Your effort counts. So keep going.